Provincial Rural Credit Union Internet Digital Banking Project
The client´s mobile and online banking services were hosted externally and could not meet the pace of business growth due to:
- 01Outdated Architecture
Unable to support high-concurrency events (e.g., flash sales).
- 02Closed User Management
Inadequate for modern, open user engagement.
- 03Lack of Unified Management
Inability to swiftly launch, price, and manage products.
- 04Weak Operations
Limited multi-legal-entity support, lack of marketing tools, and poor proactive risk control.
Developed a new internet banking platform based on a distributed microservices architecture and DDD (Domain-Driven Design). Built over 20 foundational capability centers supporting all key internet financial services including mobile/online banking, lending, payment aggregation, and proprietary e-commerce.
The platform now serves over 20 million users with a daily transaction volume exceeding 10 million, delivering secure, efficient, and user-friendly digital banking to all levels of rural credit unions.