With intensifying industry competition, deepening financial disintermediation, ongoing interest rate liberalization, and increasingly stringent regulatory oversight, Chinese banks are shifting from extensive, scale-driven growth to an intensive, digital, and value-oriented development model—establishing a customer-centric, product-driven digital business approach.

To support this transformation, banks must unlock the value of their data at the most granular operational level, enabling digital information support and management tools for strategic decision-making, performance management, risk-based pricing, resource allocation, and cost control.

Unified Data Management

Sources raw data from the big data platform, processes and aggregates it to create standardized financial-caliber data, establishing a unified entry and exit point for financial data.

Unified Metrics Management

Standardizes financial metric definitions, processing rules, and dimensions, achieving consistent and standardized financial indicators across the organization.

Support for Refined Management and Decision-Making

The platform enhances performance analysis and evaluation, boosts product management capabilities, enables input-output analysis across the value chain, and delivers timely, accurate decision support to executives.

Operational Cost Optimization

Strengthens accountability, streamlines business processes, and optimizes cost-to-resource ratios. This improves operational efficiency, reduces costs, and enhances resource allocation and return on investment.

Recognized Innovation

The solution is built on a Vertica columnar storage architecture and has been recommended for internal scientific and technology awards, including the prestigious Pangu Award from China’s electronic information industry.