Realize the full life-cycle management of collateral, integrate collateral data from all business lines, provide a unified view of collateral data management, and fully meet regulatory compliance and internal management requirements.
Fragmented Collateral ManagementCollateral management is tied to business systems, with decentralized management across different business lines, unable to achieve centralized and unified control.
Complex System MaintenanceThere is no unified data standard, resulting in low data quality. In terms of data reporting and interfacing with peripheral systems, the complexity of system maintenance is relatively high.
Slow Demand ResponseBusiness architecture limitations lead to delayed requirement responses, accumulated issues evolve into historical legacy problems, affecting normal operations.
Through centralized collateral information management, standardized workflow processes, full lifecycle collateral management, timely risk prevention mechanisms, and dynamic value management, the system helps financial institutions achieve modern and refined collateral management. The independently built system enhances operational efficiency, enables flexible demand responses, meets regulatory standards, and supports business development.
Unify the data collection entry point and integrate collateral data from various business lines to ensure the uniqueness and accuracy of collateral information.
- Internal Valuation Support
Built-in collateral valuation models with big data assistance enhance valuation accuracy and scientific rigor, reduce third-party evaluation costs, and comply with regulatory requirements.
- Full-Stack Xinchuang Compatibility
Native support for domestic CPUs, databases, and office software with OS-level automated interface adaptation.
- Low-Code Development Platform
Proprietary distributed microservices platform (IJEP7) accelerates requirement responses, reduces development costs, and improves system maintainability through low-code capabilities.
