Developed on our self-developed mobile PaaS platform, the system encompasses various application scenarios such as personal mobile banking, corporate mobile banking, credit card services, utility bill payments, e-commerce, and more, providing a complete solution from development to operation.
Severe HomogenizationThe customer base is not segmented, and the standard version of mobile banking is heavily homogenized, failing to provide differentiated services.
Low Function Usage RatesExcept for inquiry and transfer functions, other features have low usage rates, and there is a disconnection in information functions between systems.
Information and Function DisconnectionUser information and functions are disconnected between systems, failing to provide users with a complete service.
The backend of mobile banking provides a distributed business middle-office solution. The business middle-office is the infrastructure for the digital banking business's internet-based and middle-office strategies. It allows for the flexible definition and quick packaging of services and products, meeting diversified and elastic service demands across multiple channels, scenarios, and customer groups. It improves the bank’s ability to quickly respond to services in the internet environment, achieving the IT system planning goal of "thin front-end, thick middle-office, and stable back-end." The digital banking middle-office is deeply integrated with industry scenarios, promoting the bank’s accelerated transition to a digital, intelligent, and ecological development, empowering its digital transformation.
- Dynamic and Flexible Client-side
Supports Native frameworks, H5 development frameworks, and mini-program development frameworks. It offers more than 20 functional components such as mobile gateways, message push, mobile synchronization, offline packages, and hotfixes. It also supports front-end data collection and adapts to apps and mobile portals via SDK.
- Powerful Mobile Development Platform
Supports front-end bases, integrates and adapts numerous controls. It also provides mobile middle-office capabilities such as gateways, release, push notifications, synchronization, operations, WeChat integration, and file management. The platform also offers robust back-end management capabilities.
- Professional Operational Capabilities
A professional operation team and platform; capable of "rainbow" user behavior collection with dozens of commonly used behavioral analysis models.
- Strong Financial Middle-office Support
Can integrate with fintech platforms and support various fintech scenarios. It uses a mature financial PaaS platform and technology components, supports distributed architecture, and offers a comprehensive DevOps system. It enables multi-dimensional management and monitoring of systems and applications.