Currently, foreign exchange information can only be reported manually, consuming a lot of time and effort from business staff. Additionally, banks do not manage client watch lists across institutions. For example, a customer flagged at Bank A may still be able to conduct foreign exchange transactions at Bank B, and information is not shared, making it difficult to monitor and detect illegal activities.
This system is deployed as an independent front-end system, providing internal interfaces compatible with various systems involved in personal foreign exchange settlement and foreign currency cash business. It connects in real-time to the SAFE’s personal foreign exchange business monitoring system, allowing business personnel to report personal foreign exchange and foreign currency cash transactions without physical submission.
-
As a back-end system, it mainly consists of internal interfaces interacting with the bank’s systems, external interfaces interacting with SAFE, and parameterized transactions for platform management.
-
The system provides real-time interaction with SAFE for quota inquiries, transaction registration, and business inquiries related to personal foreign exchange settlement and foreign currency cash. It flexibly responds to changes in foreign exchange policies through rich parameterization, always meeting regulatory requirements.
-
Serving as the access gateway for individual foreign exchange services, the system facilitates seamless integration with bank counter systems, online banking, and mobile banking platforms. It provides a more user-friendly, secure, and efficient experience for handling individual foreign exchange transactions across multiple channels.
-
Comprehensive Functions
Quick response to policy specifications from SAFE, comprehensive understanding of the regulations, and complete implementation of all functions.
-
Standardized Interfaces
A standardized interface module based on SAFE's message specifications enables rapid response to changes in regulations and interface expansion.
-
Policy Variable Parametrization
All potential policy adjustment data values in SAFE’s specifications are parameterized, ensuring rapid adaptation to policy changes.
-
Policy-Based Business Restrictions Made Controllable
SAFE regulations impose restrictions on certain business types and transaction channels for individuals under review. This system offers flexible, multi-dimensional control over whether such individuals are permitted to conduct specific transactions, based on factors such as service channel and business type. In the event of policy changes, configurations can be updated in real time to take immediate effect, ensuring timely enforcement of regulatory constraints.

-
International Settlement System
A key system for international settlement, trade financing operations, business management, and risk control for enterprise-level clients such as banks, securities, funds, insurance companies, and financial firms.
Experience the Product -
Domestic Electronic Guarantee System
Supports the issuance of direct-opening and separated electronic guarantees, enabling the full process of guarantee issuance and payment, notifications, claims, and more to be handled online, along with data query analysis and parameter management functions.
Experience the Product -
Foreign Exchange Quotation Engine System
Achieve automation of quotations and automated risk control to ensure the unity, flexibility, and standardization of business quotation management.
Experience the Product -
Intelligent Bill Review System
Focused on the field of international settlement, utilizing ICR (AI-based OCR), NLP, knowledge graphs, and other AI technologies to create an intelligent bill review system.
Experience the Product -
Unified Foreign Exchange Reporting Platform
Integrating Eight Types of Foreign Exchange Reporting, One-Stop Unified Foreign Exchange Reporting Platform.
Experience the Product -
Cross-Border Financial Blockchain Submission Pre-Processing System
Automated Submission Platform for Export Trade Financing.
Experience the Product