GienTech´s Internet Core Banking System offers a comprehensive account core that supports the full spectrum of electronic account types (Type I, II, and III), virtual accounts, and universal account structures. It is designed to meet the evolving needs of both financial and quasi-financial institutions. The system also supports a wide range of deposit sub-accounts, including smart deposit sub-accounts and traditional core deposit types such as fixed/flexible and lump-sum installment models.

All financial products are managed through a centralized Product Factory, which enables the definition of product attributes, component configurations, and version control. The system supports diverse interest rate configurations, including base rates, floating rates, tiered rates, preferential rates, interest tax, and interest plans. Additionally, it enables flexible fee configurations for services such as account maintenance and SMS notifications, with support for batch fee deductions.

The integrated accounting engine ensures robust transaction and ledger management, supporting fund settlement, profit and loss carryforward, general ledger consolidation, and end-of-day/year processing. It can also scale to serve as the bank-wide accounting system.

GienTech´s Internet Core Banking System has been successfully implemented and validated by multiple banks. It fully supports all core functions required for Internet-based banking services involving Type I, II, and III accounts—including transaction processing, batch operations, inquiries, and administrative services.

GienTech´s Internet Core Banking System has been successfully implemented and validated by multiple banks. It fully supports all core functions required for Internet-based banking services involving Type I, II, and III accounts—including transaction processing, batch operations, inquiries, and administrative services.