Provincial Rural Commercial Bank: Unified Credit Management System
The bank lacked systematic management of sub-item credit validity periods and dynamic calculations for clients.
It was unable to calculate interbank clients' total business volume and credit risks in real time, or centrally control interbank quota deduction, adjustment, and release. To comply with regulatory requirements and internal control needs, the bank urgently required a bank-wide unified credit management system.
Built on GienTech´s years of expertise in database middleware and tailored to client needs, the solution delivers sub-second response time for fuzzy queries on datasets exceeding tens of millions of records. It ensures strict separation of data by legal entity, preventing unauthorized access to business information outside the permitted scope.
The solution comes with a rich library of common business scenarios embedded at the product level, offering proven references for new use case implementation—enhancing both user experience and business innovation capacity.
Utilizing a proprietary message encryption approach, the solution overcomes longstanding technical challenges such as horizontal and vertical access control breaches, achieving a strong balance between operational efficiency and data security.
A self-developed middleware component enables seamless integration and transition with legacy systems, laying a solid foundation for long-term system evolution and continuity.
The client has achieved online, bank-wide unified credit management within the credit business domain, enabling real-time and rigid control over credit granting activities. This has addressed the issue of information asymmetry in credit management for small enterprises and their owners, ensuring that credit usage is kept in sync and enabling unified credit control. It has also improved the systematization, refinement, and intelligence of the credit management system for group customers, presenting a comprehensive tree-like structure of group customer relationships, reengineering the group credit granting system process, and further enhancing the intelligence level of group customer relationship identification.
中电金信鲸Bot RPA是一款面向金融行业客户的机器人流程自动化的开发平台。
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                    	鲸Bot设计器
                        鲸Bot设计器集成了浏览器自动化组件,office办公自动化组件,数据库组件,文件处理组件、邮件组件等多种类型组件,通过全栈自动识别技术,自动识别目标元素,使开发过程所见即所得,降低了RPA开发门槛,让业务人员也可以方便地进行业务流程的开发。 
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                    	鲸Bot机器人
                        通过手动执行、定时执行、控制台远程调用的方式运行自动化流程,配合控制台对外提供API接口,供外部程序调用。通过特有的视觉反馈技术提供统一的异常处理机制,极大降低开发和运维成本,让RPA流程运行更加稳定,而解决金融行业因技术人员产能不足难以支持其业务发展的问题。 
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